C L Financial Limited is also involved in the general insurance services sector with subsidiary companies based in Trinidad and Tobago, Barbados and Guyana.

The head office of Colonial Fire and General Insurance company (COLFIRE) is located in Trinidad and Tobago, CLICO International General Insurance Company Limited is in Barbados, and Clico Life & General Insurance Company S.A. Limited (also known as CLICO Guyana), which offers a combination of both life and general insurance, is based in Guyana